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Mortgages for Self-Employed & Contractors

If you're self employed or a contract worker, we have a wide range of mortgages and lenders to help

We can compare from a wide range of lenders to ensure you choose the best mortgage for your needs

We'll be with you every step of the way to save you any unnecessary stress & hassle

Diane is concise, patient & pleasant to deal with and I would not hesitate to mention her name to one of my peers

 

Can I get a mortgage if I am self employed?

Yes! Being self-employed will not stop you from getting a mortgage. You would need to provide evidence of your earnings, with a minimum of one years tax calculations or 6 months CIS payslips, but the process will remain the same as standard employment.

Can I get a mortgage if I am a contractor?

 

Zero hour contract?

Sub contractor?

Fixed term contract?

Temporary contract?

Yes! We have access to a wide range of lenders who will accept income from all types of contract workers. Contact us to discuss your employment type and all of the mortgage options which are available to you.

Can I get a mortgage if I have a variable income?

 

Yes! All lenders work differently. Our specialist advisers are dedicated to placing your mortgage with a lender who will accept income from all different sources. You may have been declined a mortgage because of your income or perhaps offered a lower amount than you require. Our advisers will take you through all of your options to get the right mortgage and lending for you.

Can I get a mortgage if I have just started a new job?

 

Yes! We have access to a wide range of lenders with criteria which will allow day 1 employment and probationary periods. Contact us to discuss your employment situation and the mortgage options and lenders available to you.

Can I get a mortgage if I have been turned down or declined before?

Yes! All lenders work differently and have differing criteria and rules. Our specialist advisers are experienced in assessing credit reports to find a high street or specialist lender most suitable for you. You may have been declined a mortgage because of your income or credit history, or perhaps offered a lower amount than you require. We will take you through all of your options to get the right mortgage and lending for you.

Why do I need a mortgage adviser?

 

With so many different types of mortgages available, applying for one can be a confusing & stressful process. We are here to not only guide you through the entire process, but to ensure that you are taking out the most suitable mortgage for your requirements. We can also recommend & instruct a solicitor for you, which could save you money and unnecessary hassle.

Book a free, initial appointment today to discuss your situation, your plans & to get the process started.

Your property may be repossessed if you do not keep up repayments on your mortgage. Diane Wright Financial Services charge a non-refundable mortgage arrangement fee of between £99 and £399 when an application is submitted to a mortgage lender for you. Your adviser will agree the arrangement fee with you before commencing any chargeable work. The actual amount payable will take account of your financial circumstances, the complexity of borrowing requirements and the amount of work required to fulfil your needs.
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