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Mortgage Protection - Critical Illness Cover

Critical illness cover protects you in the event of a major health crisis

Your policy will cover your monthly outgoings or healthcare costs, leaving you to focus on getting better 

You can personalise the cover to suit your family's requirements & budget

Diane was amazing, really professional and helpful I would highly recommend to anyone

 

 

How does critical illness cover work?

 

Critical illness cover pays out a cash lump sum if you are diagnosed with a critical illness during the length of your policy. How much you are entitled to will depend on the policy you take out and how much you choose to pay each month.

How much critical illness cover do I need?

We will assess your individual circumstances and recommend the right level of cover for you which meets your budget. Some things we consider are,  do you have any mortgages or debts that would need to be repaid if you suffered a critical illness and can your family to support themselves without your income?

Am I eligible for critical illness cover?

As long as you’re a UK resident, over 18 years old, then you should be eligible for critical illness cover. As with all insurance policies, this is subject to other factors such your lifestyle and medical history.  Diane Wright Financial Services will assess your needs and eligibility.

What am I covered for?

 

All critical illness policies must cover: certain cancer conditions, coronary artery bypass, heart attack, kidney failure, major organ transplant, multiple sclerosis and stroke. Most good policies cover more illnesses than this so it's important to compare from a wide range of insurers.

 

We have access to a huge range of insurers and can help you find the best policy for your needs. Get in touch here for advice from our experts.

How much does critical illness cover cost?

The amount that your critical illness insurance will cost depends on:

  • The amount of cover you’re looking for

  • Any pre-existing medical conditions you have

  • Your current personal circumstances and lifestyle

  • The length of your policy

You can add critical illness insurance on to a life insurance policy quote; find more information about life insurance here.

Contact us for a tailored advice solution!

For a full assessment and recommendation of your insurance and protection needs, contact us or request a call back from an adviser who will discuss your situation and help arrange the best insurance package for your needs.

We provide an advised service. This means that we will assess your needs and make a personal recommendation for each of the insurance areas in which you have asked us to provide a service.

We act for you and not the insurer in connection with the services we provide. We will not charge you a fee for our services relating to insurance but we will receive a commission from the product provider.

The commission will be calculated as a proportion of the premiums paid for the insurance product. You will receive a quotation which will tell you about the fees and charges relating to any particular insurance

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